U.S. financial markets will be closed on Friday, July 3, giving investors and traders a day off before the Fourth of July holiday. That means the New York Stock Exchange, Nasdaq and bond markets will all be shut for the session, with regular trading set to resume on Monday, July 7.
The timing matters because many people are checking now whether the stock market is open today around the holiday schedule. The answer is no for Friday: the closure covers the main U.S. markets, while cryptocurrency markets keep trading around the clock and are not affected by federal holidays.
The holiday falls on a Saturday this year, and that shifts the pattern for much of the week around it. The Fourth of July is one of the 12 recognized federal holidays in the U.S., and it is commonly paired with parades, fireworks, concerts and other holiday events. Many businesses and services observe the holiday on the Friday before, which is why the market shutdown lands on July 3 instead of the weekend date itself.
That is where the schedule splits. Banks are expected to remain open on Friday, though some locations may run on modified hours, while most government offices and all nonessential federal government offices are closed on the actual holiday and may also have reduced hours on the Friday before. The U.S. Postal Service will deliver mail as usual on Friday and post offices will remain open, while FedEx locations will have modified hours and service on Friday and will be closed on Saturday. UPS store locations and its Domestic Ground, Air and International service will operate normally on Friday.
For investors, the practical answer is simple: there will be no regular U.S. stock market session on Friday, July 3, and no reopening until Monday, July 7. The next move that matters is not a partial holiday session or shortened trading day, but the return of normal trading after the weekend.
